If you hit someone with no-fault insurance will your car be motionless?
The problem with no fault insurance is that fault is usually assigned thus making no fault insurance an incorrect statement. Your collision coverage is where you would make the claim in this situation.
Will your premiums increase with no-fault insurance if someone hits you when your car is parked?
The insurance company has no reason to raise your premium, the situation was totally out of your mitts..
If you have PLPD or no fault insurance and you hit someone from behind and their car is fine and yours is not will your car insurance cover it?
No. PL & PD cover injury and harm you do to other persons and their property. Collision and Comprehensive cover your vehicle.
If someone hits your car and you have pl-pd insurance will their insurance cover your car if they were totally at fault?
Yes.eg: If you have pl/pd, the insurance won’t pay for repairs for YOUR car if it is you fault, but they will pay the repairs for the other car.
There’s the big problem of having only the required liability insurance. If you do not have comprehensive and collision, you may have to sue the at-fault driver to force his insurance carrier pay. If you have coverage of your own, you can file a claim with your agent and instantaneously collect the damages (less your deductible) and your company will sue his if necessary. If and when they win or receive a settlement, you will get your deductible back.
What can you do if someone without any insurance hits your car?
if they are dumb enough to tell you their real name sue sue sue sue sue sue
If someone with insurance is found at fault when they hit an uninsured driver does the at fault drivers insurance still pay for harm to the uninsured car?
Yes, you are responsible regardless whether the other party has insurance or not. .
You should recover compensation, but in the UK driving without motor insurance is a criminal offence so you could be prosecuted by the authorities. Also – the mechanics of the collision are significant. For example – drivers without insurance fairly often have no driving licence: if the accident was contributed in part by inexperience of the person with no licence compensation could amounts could be diminished by a percentage. See the related link entitled “car driver injury claims” to see when car drivers can recover compensation.
If someone hits your car and they’re at fault can their insurance company reject to pay if you don’t have insurance?
in some cases this is true but you should get a lawers help incase you end up injured and not know it yet?? leagal help is always nice in these cases plus there help is advice is free there time cost…..
absolutely not, this has happend to me. if they attempt it get a lawyer asap. i did not risk it. got a lawyer and about 25 thousand dollars.
If someone hits your car in a parking lot and runs without leaving a note will your insurance premiums increase even however you are not at fault?
See if the place where you were hit at has cameras that survey the parking lot. Maybe you can see who hit you. Good luck and God Bless:)
Your car was parked and hit by someone their insurance will cover it will your insurance go up?
No because they will only give you 25%, not even enough to buy a fresh fetish mask! my car was parked and hit from behind and severly bruised the right quarter panel and more should i be worried about after effects from this backend harm
What happens if you have no insurance and you were hit by someone without car insurance?
You each walk away with nothing – your only recourse is to take the person who hit you to court and sue for damages. However, chances are if that person has no insurance, they have no job, and thus no income which to pay you the damages should the court award in your favor.
If you have uninsured motorist insurance and a hit and run driver hits your car will your insurance fix your car?
Very first, be sure that you have property harm coverage under your uninsured motorist as well as bodily injury..
Then, be sure that you have filed a police report..
If you have both of these things, there is a good chance you have coverage, but the final determination is up to the company.
What are car insurance laws in California if someone hits me and they are at fault?
They or their insurance company needs to pay for harm and medicalbills in the accident. If they don’t have insurance, they can stillbe sued for the accident by the victims insurance company.
If you are drivng another persons car with permission and have no insurance but the car you are driving is insured will the car insurance pay to get the car immovable since you were at fault?
This is different from policy to policy. You need to check the proprietor’s policy to see what is covered. If the proprietor didn’t pay for such coverage, then the harm is not covered..
Provided the holder is paying for comprehensive and collision coverage the harm will will be covered, subject to a deductible, as long as the driver is not excluded from coverage.
If friend drives your car and hits someone but is not insured by your insurance company who pays?
generally the person who possesses the car at fault involved in the accident is financially responsible. hopefully you have insurance and your friend is not excluded from your policy for some reason. if your friend is not excluded then your insurance company should pay
Does my insurance company have to fix my car when if I’m at fault?
If you have a third party only policy no. If you have a comprehensive policy yes..
If you carry “collision insurance”, your company pays no matter who is at fault. It’s pretty much mandatory coverage if it’s a fresh car so the lender can protect it’s investment.
If someone without insurance is found at fault when they hit an insured driver how do you get payment?
You can do a duo of things. Very first, you can file a civil lawsuit against them. Sometimes you will get your money and sometimes you wont. Another thing you can do is check your policy or call your insurance company and see if you have uninsured coverage. If you do, you can get your own insurance to cover the damages.
How do you get the money for repairs if someone hit your car and doesn’t have insurance?
Either through your own “uninsured motorist” coverage in your policy or through a lawsuit against the person that hit you.
You hit someone walking with your car and had no insurance but now you do?
If you did not have an active policy when you hit the person then you are not covered. The pedestrian can sue you for private injury and it will come out of your pocket.
You were in a hit and run you are in the process of selling that car you did not fix it can you still collect insurance if you sell it?
The Question is too Vague to response, one would need to know if the car was already adjusted for harm, and a check was in the mail, whether you were the Victim, or the Perpetrator, whether the harm to the car was seen as a Total Wreck, and the car would then be purchased by the insurance company, of which if you sold it, they would not necessarly have to honor your claim, if you violated any terms in the insurance Petite PRINT, Etc. Some insurance companies require you to repair the car, and dictate where you take. it As far as selling it, no matter what you sell it for, the insurance is only required to pay for the harm you and they agreed to. Of course your asking the wrong people in the very first place, you need to call your insurance agent, and ask him their policy concerning this question.
If you have don’t insurance and a cab driver with insurance hit you will you get your car immovable?
Since you were not driving legally and had no legal right to be where the accident took place, the insurance company may deny the claim. You would likely win in court, but that doesn’t get your car immobilized now..
IF SOMEONE that has no license or insurance and hits your car?
Well, very first lets make a accomplish sentence out of this: Who pays for the damages if someone that has no license or insurance hits your car? The reaction is different for medical expenses and physical harm to your car. Medical expenses can be paid by your insurance company if you have “uninsured/underinsured” coverage. This type of coverage is usually very inexpensive and I recommend everyone has it. Literally a few dollars per year. For property harm, you can sue the person, or your insurance can pay for it if you have utter coverage (comprehensive/collision) insurance. Then it becomes their problem if they want to sue the person or not to get their money back.
Whose insurance pays when someone else hits your car?
If the other party was clearly at fault in hitting your vehicle then their insurance will pay for the harm to your vehicle. The key is that it is their fault. The way you word the question you don’t state that they were at fault but that they hit your car. If it is determined that they were at fault then their insurance pays, if you were at fault then your insurance pays.
If you have basic insurance someone is faulted by hitting your car what should be done?
You will need to make a report to both insurance companies. Even tho’ you are not at fault your insurance company will still want to know. Unless the other party takes the blame right away and tells there insurance company that it was there fault then you do not need to tell your insurance. But I always recommend that you always talk to your insurance company about the accident.
Are you insured in a car park if someone hits you but does not admits it?
As long as you have insurance you are covered under your insurance. Your insurance will pay the cost to get the car repaired. Now from here it is up to you to seek a lawsuit against the person who hit you if you have there information.
What can you do when someone hit your car and has no insurance?
If you maintain collision insurance on your vehicle, you can claim under it. The insurer will pay the reasonable cost of repair subject to the policy deductible. That said, most states have laws that require that an insurer proclaim a vehicle a total loss if damages exceed a stated percentage of its actual cash value. In that event, the insurer pays the insured the actual cash value less the policy deductible. If you do not have collision coverage, you are free to file a civil lawsuit against the at fault driver. If he/she has liability insurance, the insurer will either defend liability and/or damages through an attorney hired to represent the other party, or, if the insurer agrees that its insured was at fault, may voluntarily pay the claim. If the other party has no liability insurance, you may still sue him/her and if you prevail, you will obtain a judgment. Judgments are not self-executing, meaning that you have to take further steps to collect if the defendant does not voluntarily pay. One effective means of collecting is to provide a copy of the judgment, the police report and other required documentation to that office within the Department of Motor Vehicles that enforces financial responsibility laws. Most states have a provision permitting for the suspension of licenses and tags of persons who do not pay judgments relating to auto collisions. That usually gets the other person’s attention.
If you have no insurance on your car and someone hit you will they pay?
Their insurance is suppose to pay if it was their fault. That is right, but you are not insured which is against the law. That is likely to cause the normal procedure to be diffrent. If I was the agent you would get a fine (very large)!! Anotheranswerersays : Look at the OJ Simpson case: With enough highly-paid lawyers (or judges), even YOU can get away with murder.
What happens if you have no insurance and you were hit by someone with car insurance?
In ontario, The person that hits you’s insurance has Accident benifits, and they will pay for your medical bills if they were at fault. But if you were drviing without insurance.. consider yourself screwed. Pretty much the same in most states in the U.S. If they were at fault their insurance may pay for your damages but you can still be fined for driving without coverage, license suspended or revoked etc.
Someone hit you an Neither I or other driver has insurance on our car who is at fault?
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault. .
What do I do if I have no auto insurance and someone hit my car?
If the person who hit your car is the cause of the accident, then it doesn’t matter if you have insurance, since the other driver’s insurance company is obligated to pay for the harm (assuming that you can prove your case). If the case the way around then the case might be a big problem. Never hesitate to get insured. It is in the mind of people telling they’re costly. Think of it hitting others car.
Your car was hit and was not your fault does your insurance go up?
Depends on your policy. Some policies will forgive and accident of this nature. Some companies base it on how much they have to pay out on a claim.
If someone hits your car and you have no insurance will their insurance cover your car if they were totally at fault?
Yes. All registered drivers are required to hold liability insurance, which means that if they cause an accident, their insurance will pay for damages to theother peoples’ cars. So, if the person does hold the required insurance, and is entirely at fault, your damages will be covered.
If you don’t have car insurance and was hit by someone else can you sue them and the insurance company?
You might want to be careful here. Some states have steep fines and worse for someone that drives without insurance.
If someone hits your car will your insurance rates go up?
That is a state specific & even worse a company specific question. Most cases no but, again, very specific with state & company.
What should you do if your car is hit by someone who has the same insurance company as you do?
It makes no difference. It is still a valid claim, regardless if the other driver has the same insurance as yours. The same laws and regulations apply.
If Someone hit your car do you claim it on your insurance or theirs?
If they admit fault and their insurance company says they will pay for everything then it’s been my practice that you get a choice. If you work through your own insurance company they may withhold your deductible amount until the other insurance company pays up. I believe that it makes sense to just work with the other man’s insurance company. They’ll make an suggest (if it was totaled) or ask you if you have a assets shop preference and to take it there and they pay the bill. The deductible amount is not a factor since the other party is at fault. In fact, I’m not sure why this isn’t just standardized and made the common way to treat it, with the exception of if you believe that you’re not being treated fairly.
What happens if someone hit your parked car and they have no insurance but you do?
ill let you know just had this happen to me last night….and they ran. cops got them tho’.
What if i hit someone with my car and i have no insurance and can not afford to pay for damages to other car?
then you should be prosecuted and your car taken off you. Its scum like you that have us all paying higher premiums!
What if someone hits you and its not his car and there are no insurance on the vehicle?
His liability insurance on his car should transfer to the vehicle that he is driving.
Will a insurance co fix a car if someone else is driving your car?
Yes, Usually if someone borrows your car it should be covered. You should have and household operators listed on your policy tho’.
When someone hits you how long do they have to fix your car?
No, if you have been in an accident you should contact your insurance company and tell them. If you have comprehensive cover they will fix your car and send the other person the bill. If not you fix your own car and send the other person the bill. They will not normally fix your car for you.
When a driver has no driver’s license or insurance but driving a car that is insured and someone hits them who is responsible?
It’s going to be very difficult to claim that it’s not the fault of the person who wasviolating the law by driving illegally .
What happens not your fault someone hits your car but does not phone their insurance company?
You can always file a claim on their policy. If they do not cooperate with their insurance company, the company has to give them the state required days to react before they make a ruling on fault.
What happens if someone hits your car with their car and you have no insurance and got hurt?
If you have no insurance you may get a ticket, but you will want a police report on the accident to claim their insurance, if they were at fault. so call the cops
What if you are hit in a car accident and you are at fault and the person who hit you has no insurance?
In case of Car accident if your car is having valid insurancepolicy at the time of accident then you are liable to get the claimfor the loss. While different companies have different disbursementpolicies and depreciation charts which would be followed for claimsettlement process. Turtlemint car insurance offers a faredepreciation chart and effortless claim process which simplifies thecomplete process and helps to get the tasks done hassle-free
What if someone hits my car while parked and i don’t have car insurance?
Several things can happen. Permitting you parked legally other than insurance: the person who hit your parked car is responsible to pay harm. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other fellow should pay anyway. Don’t admit to driving with out insurance!
How does no fault auto insurance work if you hit a parked car?
No Fault insurance ONLY deals with medical injuries to you if you are driving. No Fault has nothing to do with property harm liability. If you hit a parked car, then your Property Harm Liability coverage would pay to repair the parked car and your own Collision coverage (if you have it…it’s optional) would pay to repair your car.
If someone hits your parked car does your insurance go up?
In most cases it would not go up. However, some insurance companies give a discount for having no claims and in that case any claim at all would make you liberate the discount.
Someone hit my car we determine not to go through insurance He didn’t pay So I went through insurance He now told his insurance company someone hit him And they will not pay out to fix my car?
Once you determined to not go through insurance and not file a policereport, you left yourself open for paying for your own repairs.Sorry you learned such a hard lesson. Never have an accident andnot get a police report. The insurance company is not going to payout based on someone’s word. A police report is needed to file aclaim.
What can you do if someone hits your car from behind and totals it but you dont have insurance and they do?
If it was their fault, their insurance company will cover thedamages of your vehicle. I would hope that the person at fault hasfiled the claim already but you need to make certain. I also hopethat a police report was done at the time of the accident.
What can I do when someone hit my car and has no insurance and I don’t have insurance?
You are very likely out of luck unless you can afford a civil lawsuit.However, to do that you would need a police report and you wouldface consequences for driving without insurance. You should parkyour car until you can also afford the insurance to drive legally.
When Someone blocked your car in and shooting at you you hit there car is there insurance responsible?
if some man blocks you in your driveway and starts shooting gun atyou , you back intothere your car to get away is there insuranceresponsible